Irked at your credit card deals? Shop around Newsday A little miffed with your credit card provider? Then, look for a better deal. Don't react impulsively by closing the account because it can damage your …
A Real Credit Thaw or Just a Test? Wall Street Journal In July and August, Chase, Barclays, Citibank and Bank of America sent out more small-business credit-card offers than in previous months, …
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With the pressure of the current economy, the worse since the Great Depression, many people are struggling with credit card debt or concerned that the uncertainty about the condition of their jobs will make debt management more difficult.
The data about credit card debt indicate that approximately 20% of all credit card holders had credit card debt in the ,000 to 5,000 range, and 6% had credit card debt that exceeded 5,000. Even if you still have a job, it is feasible that your employer may reduce your hours or salary as they renegotiate labor costs to keep the company solvent. That reduction of salary will place many families behind in their payments, reducing their FICO credit score and make future credit much more strenuous to obtain.
Debt consolidation is often presented as a solution but this can be deceiving. The consolidation loan appears fine because the payment may be lower, however, this is usually because the term of the loan is extended thereby keeping you struggling with debt much longer. In addition, the debt consolidation fix is very temporary. Ranked 2.70 / 5 | 103 views | 0 comments
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More info… Nearly half of small businesses say they plan to add positions despite the current economic environment, according to a survey released today by Chase Card Services, the credit card division of JPMorgan Chase & Co. The survey comes as the Wilmington-based credit card unit targets small business owners with a new line of credit cards.
Credit card holders had good reason to cheer earlier this month when banks agreed to cap cardmembers’ liability for unauthorised transactions to just $100.The move, which is effective from Nov 1, means individuals will be liable for only the first $100 if their cards are lost or stolen and unauthorised transactions are subsequently charged to them.
The seductive message from the marketing campaigns, particularly those aimed at young people, is that credit cards are a way to freedom. But to the people at FoolProofMe.com, credit cards are a way to destruction if you’re not careful.
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More info… A law enforcement official says an Afghan immigrant charged in a New York terrorism plot was helped by associates who traveled to Colorado to buy bomb supplies with stolen credit cards.
Starting in August, Tom Farleys interest rate on his Bank of America business credit card jumped from just less than 10 percent to 27 percent. The co-owner of the Chronic Tacos franchise in Moorpark, which opened in July, said the rate change came out of the blue. He received a letter in July that the rate was going up. He has a $20,000 limit on the card and carries a $20,000 balance in …
The seductive message from the marketing campaigns, particularly those aimed at young people, is that credit cards are a way to freedom. But to the people at FoolProofMe.com, credit cards are a way to destruction if you’re not careful.
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Share and Enjoy:These icons link to social bookmarking sites where readers can share and discover new web pages.
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